Driving a classic car is a passion for many individuals, as it evokes a sense of nostalgia. Getting behind the wheel might represent a piece of your personal history. However, a classic car needs a quality insurance policy to preserve its value. The team at Marla Williams Agency in Kansas strives to ensure your vintage automobile retains its value with an ideal coverage plan.

How Classic Car Insurance Works

Many classic car owners fail to consider their vehicles as an investment. If you read the terms of your insurance policy, it is very similar to a standard auto insurance policy. The coverage varies because vintage automobiles have a predetermined dollar value, mileage restrictions for driving, and specific storage conditions must be adhered to. Read the terms of the agreement carefully, as your classic car insurance policy should match your intended usage of the vintage automobile. You want the ability to drive your classic car at your discretion.

Classic Car Insurance Has Mileage Limits

Having a mileage limit on your classic car insurance policy can be beneficial, as it assists in increasing the automobile’s value over time. The mileage limitation reduces the risk of being involved in a road accident or putting everyday wear and tear on the vehicle. Repair work will lower the classic car’s market value because the vehicle’s original parts are no longer part of the attraction. The policy wording specifies when and where the vintage automobile can be driven. Typically, a classic car is used in parades and auto show appearances.

If you have a classic car, you need an insurance policy that protects the value of your vintage automobile. The staff at Marla Williams Agency in Kansas have the knowledge and experience to create a coverage plan that meets your insurance needs. Call and schedule an appointment today.