Buying a home is the biggest investment that you will ever make. Not only are you putting a sizable amount of money into your home, but it is also the place where you keep all your belongings and where you and your family live. These reasons alone should convince you how essential home insurance is. If these reasons don't convince you that home insurance is essential, the reasons below will.
According to the National Fire Protection Association, every year, an estimated 1.5 million house fires occur. If there is a fire in your home, it can cause serious damage or could even destroy your home. If you have home insurance, it will cover the loss that the fire caused. If the fire has destroyed your home, your insurance policy will cover the cost to rebuild.
According to the Federal Bureau of Investigations, there are around one million home break-ins every year. If your home is broken into, the thief won't just steal your prized possessions, but they can also do damage to the structure of your home to gain access. If you have home insurance, you would be reimbursed for the things that were stolen. The insurance would also cover the cost to repair the parts of the home that has been damaged.
Severe weather is not uncommon in many states. During severe weather, it isn't uncommon for trees or telephone poles to fall. If these things fall on your home, it can cause serious damage to the house and your belongings inside. If you have home insurance, all of the damage would be covered.
Unfortunately, there are people in the world who enjoy other people's misery. If your house is vandalized by strangers or someone you know, your home insurance will cover it. This includes broken windows, graffiti, and any other damage that the vandals caused.
Before you even sign the closing papers on your new home, you should contact Marla Williams Agency. We will sit down with you to help you purchase the best policy to suit your needs. To get your policy started, give us a call or stop by today.
While our office is located in Overland Park, KS, we serve all across Kansas, Missouri, Iowa, Nebraska, Colorado, Texas, and California.
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